At Continental National Bank of Miami protecting your privacy
We want you to understand what information we collect and
how we use it.
We value you as a customer and take your personal privacy
very seriously. We will inform you of our policy for collecting
and sharing non-public personal information ("customer information")
the first time we do business with you and every year that you
remain a valued customer of Continental National Bank of Miami.
To ensure that we live up to your trust, we have defined the
procedures we will use to protect customer information. We also
want you to understand how we obtain and use information about
Security Procedures to Protect Customer Information
We protect your privacy by restricting access to your personal
and account information to only those trained employees who
need to know that information in order to provide you services.
We use technology to manage and maintain customer information
more effectively and also maintain physical, electronic, and
procedural safeguards that comply with federal standards to
guard your non-public personal information. Non-public personal
information is information about you not known publicly which
we obtain in connection with providing financial services to
you. This includes, for example, your account balance, credit
history, and overdraft history.
Information We May Collect
We collect and use only that information which we believe
is necessary to advise you about our products and services and
to provide you with financial services. We may, therefore, collect
non-public personal information about you from several sources
Information provided by you on applications or other forms;
Information about your transactions with us or our affiliates;
Information we obtain from consumer credit reporting agencies.
Customer Information We Share with Others
Non-public personal information
We do not disclose any nonpublic personal information about
you, our present day customer, or our former customers to anyone,
except as required by law, such as information provided
to government entities in response to subpoenas. We may also
disclose all of the information as described above as part of
the routine course of business, such as servicing a loan or
account with us and sharing with consumer credit reporting agencies
or with check printing companies when we market our own financial
products or services. In addition, we may also disclose non-public
personal information to protect against potential fraud or unauthorized
Transaction and loan application information
We may also share with our affiliates (our affiliates include
those companies related to the Continental National Bank of
Miami family by common control or ownership, including Continental
Bancorp, the bankís holding company) whenever we process and
service transactions that you the consumer request or authorize.
This information can include:
Information we obtain on your loan applications;
Information we obtain from a consumer credit reporting agency,
such as credit history; and
Information we obtain to verify something you our customer
have told us in connection with a loan application, such
as loan balances, employment, credit, or other relationships,
such as employment history.
Customer Information We Do Not Share With Others
We do not share non-public personal information
we obtain from you our customer, or any consumer, with non-affiliated
third parties. In addition, we do not share non-public
personal information with any other financial institutions through
joint marketing agreements. Simply stated, the non-public personal
information you provide to us remains within the family of Continental
National Bank of Miami, except as provided above in the section
entitled "Customer Information We Share With Others".
It is our belief that keeping your trust is very important,
so if you should have any inactive or closed accounts with us,
we will continue to adhere to the policy and practices described
in this notice.
Thank you for choosing Continental National Bank of Miami.
We value you as a customer and appreciate the opportunity to
If you ever have questions or concerns about the integrity
of your account information, please feel free to contact us.