Continental National Bank of Miami is pleased to offer expanded financial services, without sacrificing the individual attention you have come to expect.

 

Wise money management is essential to achieve your financial goals. And CNB Financial Services can offer you the tools and resources to achieve your objectives. You should know that unlike some big banks or investment houses, Infinex does not sell its own investment products. We make independent choices from among 20 or more top investment companies offering over 400 different funds. Our investment advisor has no selfish reason to steer you into a particular fund family.

What Services Do We Offer?
Each client will receive a free review and assessment of his or her financial goals, and asset review. Once we gain full understanding of your needs we will be able to provide recommendations and solutions to help you achieve your goals

• Tax-advantaged Investments
• Retirement Planning
• College Education Funding
• Diversification of Investments
• Estate planning issues
• Financial goal setting

 

• Stocks
• Corporate and Municipal Bonds
• U.S. Government and Mortgage-Backed Securities
• Unit Investment Trusts
• Money Market Funds
• Fee Based Money Management
• Mutual Funds

• Term Life
• Whole Life
• Universal Life
• Variable Life
• Annuities (Fixed & Variable)
• Long-term Care

 

Retirement Planning
Your retirement will most likely be the largest expense of your lifetime and how you plan for it will affect your quality of life for 20 years or more.

Are You:

• Looking to review or start a retirement plan?
• Retiring soon or considering early retirement?
• Looking to consolidate IRAs & retirement plans? (There are new rules!)
• Rolling over an IRA?
• Looking to shelter more assets from taxes?
• Looking for penalty-free IRA withdrawals prior to age 59 ½? (under rule 72(t))

Please contact out Investment Executive, Eduardo Rizo at 305-643-8239, for a free confidential consultation. He can develop a plan to fit your needs and incorporate the latest strategies to reach your goals.

Retirement Accounts:

• IRAs (Roth, Traditional, Rollover & Inherited)
• Simple IRA
• SEP
• Single K
• 401(k)
• Safe Harbor 401(k)
• Profit Sharing
• Age-weighted, New Comp & Super Comp
• Defined Benefit
• Deferred-Comp

Concerned About Taxes?

Are you:

• Paying taxes on your Social Security?
• Paying too much personal income tax?
• Self-employed or a small businessperson looking for the most effective way to save on taxes and shelter money for retirement?
• Want to save for a child's education in a tax efficient manner?
• Concerned about the tax implications of your estate?

By meeting with our specialist, you can find out about current strategies to help lower your taxes. The following are some of the products and services:

• Tax-deferred fixed annuities
• Immediate annuities
•  State & Federal tax-free municipal bonds (individual bonds & bond mutual funds)
• 529 College Savings Plans
• "Single K" & SEP retirement plans (and many others)
• Variable annuities and Variable Universal Life Policies
• Estate planning services

Investment Services for Small Businesses and the Self-employed
Whether you are self-employed or own a small business, we can offer a full suite of investment services from cash management to retirement accounts that will fit your needs.

We offer:

• Commercial brokerage accounts
• Business succession insurance
• 419A(f)(6) Trusts
• Tax-free bonds

Retirement Plans such as:

• Simple IRA
• SEP
• Single K
• 401(k)
• Safe Harbor 401(k)
• Profit Sharing
• Age-weighted, New Comp & Super Comp
• Defined Benefit
• Deferred-Comp

 

Infinex Financial Group
Infinex Financial Group is the largest provider of brokerage and insurance services to community banks in New England. It handles back-office operations, compliance services, technology and recruiting of industry professionals for more than 50 banks. The company is based in Farmington, Connecticut and maintains offices in Providence, Rhode Island and Melrose, Massachusetts. Infinex clears all security transactions through Pershing, a division of the Wall Street firm of Donaldson, Luffkin & Jenrette, and now part of CSFB.

• Infinex Financial Group offers a full range of investment services to its customers.
• Infinex Investments, Inc., is a member of the National Association of Securities Dealers (NASD), the key trade organization of the securities industry.
• Infinex Investments, Inc., clears its securities transactions through Pershing, a division of Donaldson, Lufkin & Jenrette Securties Corporation, a member of the New York Stock Exchange;
• Pershing is a member of SIPC. Securities in a client's account are protected up to $500,000; and
• Infinex Financial Group has representatives working with banks throughout Connecticut, New Hampshire, Massachusetts, and Florida.
• Insurance products are offered through Infinex Insurance Agency of Massachusetts

Important Information
Investment products and services are offered through Infinex Investments, Inc., Member NASD/SIPC. In Florida, insurance products are offered through Infinex Insurance Agency of Massachusetts, Inc. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank affiliate. These products are subject to investment risk, including the possible loss of value.