We are pleased to offer expanded financial services without sacrificing the individual attention you have come to expect.

 

Wise money management is essential to achieve your financial goals, and CNB Financial Services can offer you the tools and resources to achieve your objectives. You should know that unlike some big banks or investment houses, Infinex does not sell its own investment products. We make independent choices from among 20 or more top investment companies offering over 400 different funds. Our investment advisor has no selfish reason to steer you into a particular fund family.

What Services Do We Offer?
Each client will receive a free review and assessment of his or her financial goals, and asset review. Once we gain full understanding of your needs we will be able to provide recommendations and solutions to help you achieve your goals.

• Tax-advantaged Investments
• Retirement Planning
• College Education Funding
• Diversification of Investments
• Estate planning issues
• Financial goal setting

 

• Money Market Funds
• Fee Based Money Management
• Mutual Funds

• Term Life
• Whole Life
• Universal Life
• Variable Life
• Annuities (Fixed & Variable)
• Long-term Care

 

Retirement Planning
Your retirement will most likely be the largest expense of your lifetime and how you plan for it will affect your quality of life for 20 years or more.

Are You:

• Looking to review or start a retirement plan?
• Retiring soon or considering early retirement?
• Looking to consolidate IRAs & retirement plans? (There are new rules!)
• Rolling over an IRA?
• Looking for penalty-free IRA withdrawals prior to age 59 ½? (under rule 72(t))

Please contact our Investment Advisor, Jorge Bachmann at 305-643-8239, for a free confidential consultation. He can develop a plan to fit your needs and incorporate the latest strategies to reach your goals.

Retirement Accounts:

• IRAs (Roth, Traditional, Rollover & Inherited)
• Simple IRA
• SEP
• Single K
• 401(k)
• Safe Harbor 401(k)
• Profit Sharing
• Age-weighted, New Comp & Super Comp
• Defined Benefit
• Deferred-Comp

Concerned About Taxes?

Are you:

• Paying taxes on your Social Security?
• Paying too much personal income tax?
• Self-employed or a small businessperson looking for the most effective way to save on taxes and shelter money for retirement?
• Want to save for a child's education in a tax efficient manner?
• Concerned about the tax implications of your estate?

By meeting with our advisor, you can find out about current strategies to help lower your taxes. The following are some of the products and services:

• Tax-deferred fixed annuities
• Immediate annuities
• 529 College Savings Plans
• "Single K" & SEP retirement plans (and many others)
• Variable annuities and Variable Universal Life Policies
• Estate planning services

Investment Services for Small Businesses and the Self-employed
Whether you are self-employed or own a small business, we can offer a full suite of investment services from cash management to retirement accounts that will fit your needs.

We offer:

• Commercial brokerage accounts
• Business succession insurance

Retirement Plans such as:

• Simple IRA
• SEP
• Single K
• 401(k)
• Safe Harbor 401(k)
• Profit Sharing
• Age-weighted, New Comp & Super Comp
• Defined Benefit
• Deferred-Comp

Important Information

Investment products and services are offered through Infinex Investments, Inc., member FINRA/SIPC. In Florida, insurance products are offered through Infinex Insurance Agency of Massachusetts, Inc. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of, nor guaranteed or insured by any bank affiliate. These products are subject to investment risk including the possible loss of value.