Privacy Protection Policy Notice

At Continental National Bank of Miami protecting your privacy is important.

We want you to understand what information we collect and how we use it.

We value you as a customer and take your personal privacy very seriously. We will inform you of our policy for collecting and sharing non-public personal information ("customer information") the first time we do business with you and every year that you remain a valued customer of Continental National Bank of Miami. To ensure that we live up to your trust, we have defined the procedures we will use to protect customer information. We also want you to understand how we obtain and use information about you.

Security Procedures to Protect Customer Information

We protect your privacy by restricting access to your personal and account information to only those trained employees who need to know that information in order to provide you services. We use technology to manage and maintain customer information more effectively and also maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information. Non-public personal information is information about you not known publicly which we obtain in connection with providing financial services to you. This includes, for example, your account balance, credit history, and overdraft history.

Information We May Collect

We collect and use only that information which we believe is necessary to advise you about our products and services and to provide you with financial services. We may, therefore, collect non-public personal information about you from several sources which include:

Customer Information We Share with Others

Non-public personal information

We do not disclose any nonpublic personal information about you, our present day customer, or our former customers to anyone, except as required by law, such as information provided to government entities in response to subpoenas. We may also disclose all of the information as described above as part of the routine course of business, such as servicing a loan or account with us and sharing with consumer credit reporting agencies or with check printing companies when we market our own financial products or services. In addition, we may also disclose non-public personal information to protect against potential fraud or unauthorized transactions.

Transaction and loan application information

We may also share with our affiliates (our affiliates include those companies related to the Continental National Bank of Miami family by common control or ownership, including Continental Bancorp, the bankís holding company) whenever we process and service transactions that you the consumer request or authorize.

This information can include:

Customer Information We Do Not Share With Others

We do not share non-public personal information we obtain from you our customer, or any consumer, with non-affiliated third parties. In addition, we do not share non-public personal information with any other financial institutions through joint marketing agreements. Simply stated, the non-public personal information you provide to us remains within the family of Continental National Bank of Miami, except as provided above in the section entitled "Customer Information We Share With Others".

It is our belief that keeping your trust is very important, so if you should have any inactive or closed accounts with us, we will continue to adhere to the policy and practices described in this notice.

Thank you for choosing Continental National Bank of Miami. We value you as a customer and appreciate the opportunity to serve you.

If you ever have questions or concerns about the integrity of your account information, please feel free to contact us.