Our Blog

The banking industry is a rich source of subjects that pertain to how businesses and individuals save money, make payments, accept payments, and manage and grow wealth. In our blog, you will find these subjects written about in a way that all readers can understand.

Our goal is to provide you with knowledge and news about the banking industry to help you stay current on the latest banking practices and trends. You will also find information regarding Continental National Bank's offerings, which in combination with the latest banking news, will help you make informed financial decisions.

Please follow the external links to information regarding general banking practices and news, as well as internal links to our products and services. Feel free to leave comments in our comments section. We would love to hear from you!

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Back to School Sales Tax Holiday

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If your business sells clothes, footwear, certain accessories, school supplies, or personal computers, the upcoming Back-to-School Sales Tax Holiday will affect your business.
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Investing for Major Financial Goals

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Go out into your yard and dig a big hole. Every month, throw $50 into it, but don't take any money out until you're ready to buy a house, send your child to college, or retire. It sounds a little crazy, doesn't it? But that's what investing without setting clear-cut goals is like. If you're lucky, you may end up with enough money to meet your needs, but you have no way to know for sure.
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Funding a Business

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You've written your business plan, you're excited about your business idea, and now it's time to get started. One problem: You don't have the financing to fully realize your dream. What are your options? Aside from using your own funds and borrowing from friends and family, there are numerous routes that you can take, and each has its advantages and disadvantages. Here are some of the major options available for funding your small business, and some of the pitfalls to avoid.
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Establishing a Budget

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Do you ever wonder where your money goes each month? Does it seem like you're never able to get ahead? If so, you may want to establish a budget to help you keep track of how you spend your money and help you reach your financial goals.
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Four Numbers You Need To Know Now!

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When it comes to your finances, you might easily overlook some of the numbers that really count. Here are four to pay attention to now that might really matter in the future.
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Estimating Your Retirement Income

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You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you'll need to fund your retirement. That's not as easy as it sounds, because retirement planning is not an exact science. Your specific needs depend on your goals and many other factors. You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you'll need to fund your retirement. That's not as easy as it sounds, because retirement planning is not an exact science. Your specific needs depend on your goals and many other factors.
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Business Tax Proposals Set Stage for Upcoming Negotiations

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The White House recently announced its tax reform plan — a broad outline of policies, with details expected to be worked out as discussions with Congress progress.1 The administration's tax reform proposals include a reduction in the top corporate tax rate from 35% to 15%. The announcement seemed to indicate that the 15% rate would also apply to business income that is reported on individual income tax returns; for example, income that passes through to individuals from entities like partnerships, S corporations, and limited liability companies.
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U.S. Census Bureau Releases Report on Young Adulthood

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In an April 2017 report, the U.S. Census Bureau examines changes in young adulthood over the last 40 years. The study looks at how the economic and demographic characteristics of young adults (ages 18 to 34) have changed from 1975 to 2016. The report defines adulthood as a period in life associated with common experiences and the achievement of particular milestones, such as living independently of parents, working full-time, getting married, and having children. This puts some recent changes in perspective: In 1975, 45% of young adults (ages 25 to 34) had completed four specific milestones — lived independently of their parents, had ever married, lived with a child, and were in the labor force — compared with only 24% of 25- to 34-year-olds in 2016. The report also reveals that while educational and economic accomplishments are considered important milestones of adulthood by most of today's Americans, marriage and parenthood rank much lower.
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House Passes the American Health Care Act

On May 4, 2017, the House of Representatives passed the American Health Care Act (AHCA). With some changes, this is essentially the same law that was pulled from consideration by the House back in March. Compared to the Affordable Care Act (ACA or Obamacare), the AHCA repeals the health insurance mandate for both individuals and large employers; caps Medicaid funding to states beginning in 2020; eliminates several ACA taxes, including those applicable to high-wage earners; and replaces tax credits and subsidies based on income with tax credits based on age and income. The House passed the AHCA prior to an updated analysis from the Congressional Budget Office (CBO) as to the budgetary effects of the law.
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Women and Asset Protection: How Insurance Can Help

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Women are successful professionals, business owners, and knowledgeable investors. At some point in their lives, women may have to manage their own finances due to divorce, widowhood, or remaining single.
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