Cash Management Services
With Online Cash Management, you will gain immediate access to your business account information, 24 hours a day, 7 days a week and you will always be provided with convenience and security. Our Online Cash Management service will help you manage your company’s cash position and optimize cash flow with the following features:
- Multi-User Set Up – Enhance security with restricted user access. Create individual users and passwords.
- Account Management – Check account balances, review statement history, transfer funds between your bank accounts, request stop payments, and download account information.
- Wire Transfers – Initiate domestic and international wire transfers online. Wires must be received by the bank no later than 4:00pm on any business day.
- ACH Origination – Initiate and maintain ACH transaction files online. Process direct deposit for payroll. ACH files must be received by the bank no later than 4:00pm on any business day. For access to current NACHA rules, please register here.
- Postive Pay - Fraud prevention tool that prevents fictitious or altered checks from being paid from your account.
Online Cash Management also offers Remote Deposit Capture. This service uses technology to electronically send a company’s deposits by using a desktop scanner at your place of business. Simply scan the checks that you would normally take into the bank for deposit, and the check images are then sent via a secure connection for processing without ever needing to leave your office. Benefits of Remote Deposit Capture include:
- Initiate deposits any time 24 hours a day, 365 days a year
- Extended deposit deadlines
- Reduces manual effort of deposit preparation
- Images are saved and archived electronically eliminating paper copies
- Reductions in administrative time and transportation costs
- Secure delivery of deposits