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Department of Transportation (DOT) Program

We are the only bank in the South East U.S. that offers a Short Term Lending Program (STLP) through the Department of Transportation (DOT) that gives contractors access to a revolving line of credit for work on federal transportation-related contracts and subcontracts that pertain to the maintenance, rehabilitation, restructuring, improvement, or revitalization of any local, state, or federal mode of transportation. Loans are offered at competitive interest rates.  

If your business plans to bid on a federal transportation-related project but needs to invest in resources, this program can provide the capital needed to make the project a success. Details of the DOT Program include:

  • Funds are used to meet short-term costs of performing contracts being financed.
  • The DOT guarantees a maximum line of credit up to $750,000.
  • Contractors are required to possess certain certifications

Contact Us today or visit one of our many locations to learn more about our STLP offerings through the DOT program.


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