Real Estate Loan Options
Whether you would like to make improvements on your home, or looking to invest in a commercial property, you will need the financial advice and support that Continental National Bank can provide. We offer an array of real estate lending options to help you achieve your financial goals, including:
Real Estate Loans
If you are a consumer who intends to occupy a property as a primary or secondary home, then Continental National Bank can provide loans for 1-4 Family Properties. These loans can also be granted to investors that are seeking financing on income producing properties. (Terms and amortizations are flexible).
Types of 1-4 Family Properties include:
- Single family home
- Condominium units
With flexible terms and amortization, this product is for the acquisition and refinancing of the following types of commercial real estate*:
- Office buildings
- Warehouse/industrial property
- Retail buildings
- Service stations
- Commercial condominium units
* Loan values up to 90% available on Owner Occupied Property.
Home Equity Loans & Lines
Home Equity Loans and Lines allow you to borrow against the equity in your home. Funds from this type of loan are typically used for home improvements, consolidation of credit card debt, to fund educational expenses and for other investments or financial needs that may arise.
- Home Equity Loans – Receive funds in a lump sum with a fixed monthly payment based on the terms of the loan.
- Home Equity Line – Enjoy competitive rates and draw only on the funds as needed up to the credit limit. This is a variable rate product.
If you want to build your dream home, build a new space, or expand your existing building, a construction loan will help achieve your goal. Construction loans can be used for owner occupied space, or can be resold or rented for investment. Funding is done locally at our real estate department providing excellent turn-around time and personalized service, every step of the way.
At Continental National Bank, our goal is to match our loan products with your real estate needs. For additional information on these loan options, contact our Real Estate Lending department at (305) 643-8244.